Answer the following questions in question-answer format. NO PLAGIARISM!DUE IN 9 HRS!!!!!Explain the three types of premiums and the role they play bond rates.Identify and explain the key elements that impact the time value of money.What are the key types of stock typically issued by publicly traded organizations? If you were to invest $10,000 of your own funds, which type would you choose, why?Identify three key solvency ratios (debt and asset ratios), explain in your own words how they are calculated, and discuss what each ratio can tell about an organization s performance.What is trend analysis and what information can it tell you about an organization that looking at the $$ s on the financial statements alone cannot provide?What are junk bonds and would you recommend investing in them? Defend your answer.